Why Plan?

You may have considered many times, “do we need professional help to create and maintain an effective plan so that we can sustain our way of life now and through retirement?” 

The answer to this question depends on your unique financial situation. We can help you assess the situation and determine the best, most cost-effective strategy to help answer life's financial questions. Getting financially organized and charting a path will provide the peace of mind to know you're doing the right things today for a secure tomorrow. In our experience, people find themselves better off after consulting a financial professional who has the knowledge and expertise needed to help them make well-informed financial decisions. 

Financial planning is a process that helps you "blueprint" your future. By having a comprehensive evaluation done of your current financial state, a financial plan helps you answer questions such as:

  • How much should I be saving in my retirement plan each year?

  • What is the best way to save for our kids’ college education and how will we fund it once the time comes?

  • I’m going to retire in the next few years, how do I know if I should be retiring? Is there a risk of running out of money in retirement? 

  • How can I structure my retirement income in the most tax advantaged way? 

  • I’d like to pass on the majority of my assets to my family or to a charitable organization, what’s the best way to structure my estate?

  • We’re not sure how much we’re spending each month but would like to put a budget into place and pay off our debt as soon as possible? How should we solve for this issue? 

  • My family relies so heavily on my income, what happens if I become disabled or pass away prematurely? Will my family be able to make ends meet? 

  • We’re not sure if our investments are properly allocated, how do I know the types of risks that we’re exposed to? What if we experience another recession? We don’t want to experience another 2008-2009. 

  • I’m going to need to take income from my 401K soon, how can I do this in the most efficient way? I don’t want to spend it down too quickly. 

  • We seem to be paying a substantial tax bill each year due to our mutual funds even though we haven’t sold anything or taken any income from them? Is there a more tax-efficient way to invest?



Keen Capital, LLC is a registered investment adviser (RIA) located in Westminster, CO.  Keen Capital, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements.  Keen Capital, LLC’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links.  Accordingly, the publication of Keen Capital, LLC’s web site on the Internet should not be construed by any consumer and/or prospective client as Keen Capital, LLC ‘s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet.  Any subsequent, direct communication by Keen Capital, LLC with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides.  For information pertaining to the registration status of Keen Capital, LLC, please contact the state securities regulators for those states in which Keen Capital, LLC maintains a registration filing.  A copy of Keen Capital, LLC’s current written disclosure statement discussing Keen Capital, LLC's business operations, services, and fees is available at the SEC’s investment adviser public information website – www.adviserinfo.sec.gov or from Keen Capital, LLC upon written request.  Keen Capital, LLC does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Keen Capital, LLC’s web site or incorporated herein, and takes no responsibility therefore.  All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Keen Capital, LLC, 2830 Ranch Reserve Lane, Westminster, CO 80234 | info@keencapital.net